1. How Your Lifestyle Choices Influence Your Retirement

    For many individuals, retirement represents the freedom that you never had while part of the workforce. You may feel like you haven’t traveled enough, or that you finally want to renovate your whole house because you’ll be there more often. But don’t jump on your spending spree right away. This is one major mistake that many retirees often make that leads them to returning to the workforce a…Read More

  2. Why Life Insurance Is an Important Part of Financial Planning

    Life insurance is an important facet of your financial planning. Most people treat their life insurance as a way to pay for their funeral expenses after they've died, but the reality is a good life insurance policy should be for between five and seven times your annual income. This gives those you leave behind a way to replace your income in case of your death, as well as pay for your final expens…Read More

  3. The Impact of Divorce on Your Retirement Planning

    No one plans on getting a divorce, but the truth is half of all American marriages end in divorce. When it comes to retirement planning, divorce can have a hugely negative impact on your finances. In some states, couples are required to split their retirement funds with the exes, particularly if the money was earned while the couple was together. The rules for splitting assets such as retirement a…Read More

  4. Realities of Planning for Retirement

    For those in their 20’s , retirement is mostly in  the back of their minds. Many millennials are simply trying to get by and keep their head above water, so how is it they can be expected to save money for retirement? Fortunately, even those who struggle to make ends meet can, at the least, consider retirement, or can find some guidance for making retirement savings a reality. But before that c…Read More

  5. Why Singles Have a Harder Time With Retirement Planning

    The Motley Fool, a website devoted to investing and finances, recently reported on data released by the Social Security Administration which noted that "non-married people face a much tougher retirement than married people do." In fact, they found that the average single person's annual retirement income was less than half that of a married person. Single retirees are bringing in less than $19,00…Read More

  6. 2 Reasons Why Proper Financial Planning Is Crucial

    Before you begin thinking about how to start your retirement planning, it's important that you understand why retirement planning is so important to your future (and your loved ones' future). While this may seem trivial to you at first, surprisingly, the key components of planning for retirement run contrary to popular belief. Proper implementation of all the key components of retirement planning …Read More