1. 3 Mistakes That Denver Workers Make In Retirement Income Planning

    Residents of Denver are fortunate to be living in a relatively thriving, healthy economy where there are abundant jobs. These conditions make it an ideal time to save for retirement and make sure you have a plan in place for your retirement income. Many people in 2017 are taking advantage of the lower unemployment and better salaries to think about retirement, but some residents are making signifi…Read More

  2. CD Buyer’s Guide to Safe or Safer Alternatives

    Do you have money in CDs?  Have you used CDs over the years to protect your money?  If you answered 'YES', then you will want to keep reading.  As you already know, CD rates over the years have gone into the gutter.  It has been almost ten years since CDs were a viable option for your money.  I know that many of you have held on in hopes that rates will come back.  Unfortunately, if you have…Read More

  3. The Retirement Crisis Quiz

    It seems that practically every week you read an article about a looming retirement crisis in the U.S. That prompts a round of rebuttals denying that the problem is as large as it's made out to be. So which is it? In part, that depends on whom you ask, with several distinct camps of researchers investigating the issue. If you would, please help us by taking this short, 10-question quiz by clicking…Read More

  4. Plan For A Long Life With Proper Retirement Income Planning

    In 1935, when the Social Security Act was passed, 65-year old beneficiaries received payouts for an average of 12 to 15 years.  Now, however, a couple aged 65 has an 85% chance that at least one of them will live past age 85 - which means providing for 20 years or more of income once you qualify for Social Security Benefits.  The Social Security system wasn't built to sustain that long of a reti…Read More

  5. The Fast Food Mentality of Retirement Income Planning

    It has been said on many occasions that some financial advisory firms across this nation are using what we like to call the 'fast food' mentality when it comes to retirement income planning in Los Angeles. Here is what I mean: Let's say you walk into a local financial advisory firm and you are considering them to help you with your retirement assets.  You sit down with the adviser and he/she hand…Read More

  6. The 401(k) Rollover – A Common Sense Question

    At Income For Life, we often meet with near-retirees or retirees that have a 401(k) - or other forms of Defined Contribution plan - that they are considering rolling into their own personal IRA. What some do not realize, though, is that the decision of WHEN to move this asset is not nearly as important as the decision of WHERE to move this asset. Here is what I mean: Let's say are are at retiremen…Read More