In today’s media, we often hear about the new Hybrid Annuity products, or Fixed Index Annuity products, and how they can not only allow a retiree to have peace of mind with their retirement dollars – but also participate in the good years of the markets. I am a believer that in order to determine where you are going, you need to know where you have been. Looking back into the past can give us …Read More
You may be concerned about staying retired. What if you run out of money? What if you have to go back to work? These are two of the scariest questions to answer. Your retirement plan is a huge factor in staying retired. You want to reduce the chance of needing to come out of retirement and increase your retirement income. At Income For Life, we help you stay retired. One way we do this is with ann…Read More
If you have an IRA or 401(k) plan for retirement, you may be wondering if you can buy an annuity with those saved funds. We’re here to tell you that is absolutely possible, and that you do have the ability to move your IRA or 401(k) — completely tax-free. Our financial advisors at Income For Life have years of experience helping connect individuals with their ideal plans for retirement. One of…Read More
When choosing an annuity, you'll need to take your spouse into consideration as well. The payout of your annuity will depend on your life expectancy as well as how much you have saved; if you choose a single-life annuity, the payments will stop after you die. However, if you want your spouse to have a guaranteed income after your death, you'll want to choose a joint-life annuity. This plan takes i…Read More
As thousands of baby boomers rush into the retirement system each and every day, the easy retirement income planning in Dallas you hoped for can be a tough task. After all, people have worked a lifetime in most cases to accumulate what they have, and never before now have they had to attempt to develop a plan that will help them spend some of their savings. Need help with finding a retirement st…Read More
A Comparison Of Annuity Rates Read our analogy below to help you find the best annuity rates in Denver. Picture this: You are a truck driver, sitting at a coffee shop having a discussion with someone that tells you - with a straight face - that you should not purchase tires for your truck because all tires explode. Let that sink in for a minute. Do truck tires explode? Sometimes. I have dr…Read More
Knowing how much money hits your bank account every month is a critical part of staying retired. It’s vital that you have enough money to take care of your daily needs, housing, medical bills, long-term care, and any other unexpected expenses that come your way.
If you’re retired, chances are you know the exact day — even the hour — your check hits the account. This sigh of relief you breathe as you confirm that money is added to your account is worth far more than the money itself.
When we talk about the clock, we are referring to how long that guaranteed income will keep coming in. While pensions and Social Security may provide some security and guaranteed income, the question we want to pose is this... why not do more of it?
