There are probably more myths surrounding annuities - specifically fixed indexed annuities - than any other financial product. Why? A lot of the confusion surrounding retirement planning in Topeka is due to the fact that annuities have changed over the years, offering you more options and benefits than ever. One of the most flexible annuities is the fixed indexed annuity: a financial product that'…Read More
Retirement. It is a frightening word for many. It is definitely a big decision. Can you afford to retire? Are you ready? Thousands of baby boomers are asking the same question every day as they inch towards the next phase of their lives. As with any big decision, there is always fear of making a mistake. When it comes to living in retirement and the possibility of running out of mone…Read More
First of all, we owe you a HUGE THANK YOU! Income For Life Radio has officially gone GLOBAL! We now have listeners across every state in the nation - and we even have listeners as far as Australia and Romania! Thank you for making Income For Life Radio such a success. Our podcasts are all available on our website at www.IncomeForLife.org, so make sure you keep checking back for new podcast…Read More
Retirement is the culmination of a lifelong journey for most. As Americans, we work and save and sacrifice for a long time with hopes that someday we will have amassed a large enough nest egg that we can retire and live off of our assets. Programs like Social Security and company pensions help some, but most of today's retirees are forced to save through company savings plans. As these plans…Read More
It sure seems like it is easier to find a 'bear' than it is to find a 'bull' these days. Talk about investors walking around on eggshells lately! Do you really blame them? After all, we are now 6+ years into the current bull stock market run we have all experienced. So, it is only natural for most investors to start 'waiting' or 'anticipating' when the next major stock market tumble will…Read More
There are plenty of misconceptions prevalent on how annuities work and whether or not you should own one. Quite frankly, research shows that there are plenty of benefits to owning an annuity depending on your circumstances. However, due to the misunderstandings that are present and the lack of proper education on the front-side, most retirees and pre-retirees still shun the thought of an annuity f…Read More
Knowing how much money hits your bank account every month is a critical part of staying retired. It’s vital that you have enough money to take care of your daily needs, housing, medical bills, long-term care, and any other unexpected expenses that come your way.
If you’re retired, chances are you know the exact day — even the hour — your check hits the account. This sigh of relief you breathe as you confirm that money is added to your account is worth far more than the money itself.
When we talk about the clock, we are referring to how long that guaranteed income will keep coming in. While pensions and Social Security may provide some security and guaranteed income, the question we want to pose is this... why not do more of it?
