1. Remaining ‘Status Quo’ In Retirement – Good Idea or Bad Idea?

    "Status Quo" is a term that is often thrown around for a variety of things.  At its core definition, it means "the existing condition or state of affairs."  We commonly use it as a phrase to insinuate that we are just going to keep things the same or choose not to change the methodology in which we have always done something.  And while this is fine in terms of the route you take to work or chu…Read More

  2. Can You Retire Early?

    Many people across the nation are considering whether or not they can afford to retire early.  Most people tend to focus on the big picture when considering whether or not retirement is an option, when in reality it's all of the small risks that they need to make sure they have a handle on.  Having a lot of money saved for retirement in IRA's, 401(k)'s and other savings accounts is all fine and …Read More

  3. The Correlation Between Gambling and Investing

    Have you ever gambled at a casino and felt the sheer emotional excitement that winning brings?  On the flip side, how you ever lost money and felt the dejection that ensues? What about the stock markets?  Do you feel the same way when a stock appreciates and makes you money AND feel the same dejection when it loses money? Many forms of stock market investing are being influenced heavily by gambl…Read More

  4. The Magic Bullet of Retirement Income Planning

    Any historian or anyone with a brain with even a small amount of common sense will agree that the 'magic bullet' theory surrounding the assassination of JFK is a bit far-fetched.  You know what I mean:  The bullet that seemed to change over seven different directions in mid-air, after pausing in mid-air for a few seconds and then ending up in perfect condition after supposedly making multiple wo…Read More

  5. What Was Once Old Is Now Becoming New Again

    Have you ever heard the phrase "What was once old is now becoming new again"?  Of course you have. We all have heard this at one time or another. A perfect example of this came to me through our 12-year-old daughter when she came running up to my wife and I at an electronics store and was BEGGING for us to buy her this 'really cool' camera called a Polaroid.  My wife and I listened with smiles o…Read More

  6. Investment Advisory Fees – The Cantaloupe Analogy

    A fellow national affiliate of Income For Life was recently in my office and offered an analogy about how Investment Advisory fees are similar to paying someone to pick out a cantaloupe for you at a local grocery store. Here is the story: Picture yourself at a local grocery store and you are in the produce section - and you want to purchase a good cantaloupe.  What do you do? You do what we all d…Read More