Certified Financial Planner

  1. Why Downsizing Is A Great Retirement Strategy (And Some Tips If You Decide To Do So)

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    Is living in your large home where you raised your family starting to not make as much sense? You might have three or more extra bedrooms that have been collecting dust. You’re watering a lawn and heating a home that you don’t use the entirety of anymore. On top of that, as we age, it can become increasingly difficult to handle everyday necessary tasks that you used to easily accomplish. It al…Read More

  2. Annuities Explained

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    When it comes to retirement planning, there are many different options you can take a look at and consider as your plan for retirement. However, once you’ve begun researching for the right fit, it can get difficult to decipher all the differences, as well as weigh the pro’s and con’s of each. Our goal at Income For Life is to make planning for retirement an easy process. From deciding what p…Read More

  3. Why Life Insurance Is an Important Part of Financial Planning

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    Life insurance is an important facet of your financial planning. Most people treat their life insurance as a way to pay for their funeral expenses after they've died, but the reality is a good life insurance policy should be for between five and seven times your annual income. This gives those you leave behind a way to replace your income in case of your death, as well as pay for your final expens…Read More

  4. Do You Have a Plan for the Next Market Crash?

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    The current S&P 500 bull market run we are in now will grow to be seven years old if it reaches March of 2016.  That would officially make it one of the top three longest bull runs in American stock market history (if it makes it there, of course).  As thousands and thousands of people are rushing into retirement each and every day, the message is simple: "When it comes to the stock market, …Read More

  5. Investment Advisory Fees – The Cantaloupe Analogy

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    A fellow national affiliate of Income For Life was recently in my office and offered an analogy about how Investment Advisory fees are similar to paying someone to pick out a cantaloupe for you at a local grocery store. Here is the story: Picture yourself at a local grocery store and you are in the produce section - and you want to purchase a good cantaloupe.  What do you do? You do what we all d…Read More

  6. The Math of Rebounds

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    What is the future of your retirement?  It just might shock you (or maybe not, unfortunately) that the stock market rebound needed to get back to even after a significant loss is much higher than the loss itself, and each of these market losses were all 100% out of our control. These events were due to the actions of others, yet each one greatly affected your investments.   Here is what I mean: …Read More