With every passing year, more and more employers are deciding to offer lump-sum buyout offers to eradicate their books from the lengthy list of pensions they are on the hook for. Retirees and near-retirees alike are getting lump-sum offers on a regular basis – but which is right?

Today’s podcast discusses the pros and cons of each strategy to help you determine which is best for you: the Lump Sum or the Pension Plan.